Book Statistics
The Management of Consumer Credit: Theory and Practice
Description
Consumer credit is an integral part of many societies and a key driver behind the culture of consumerism. Everywhere you look credit transactions are occurring; in banks, shops, over the internet and on the phone. Long gone are the days when it was common to save, maybe for years, for the things you wanted, and only those considered spendthrifts bought items on credit. Today, it is almost unheard of not to have the option to purchase any type of good or service using some form of credit, and many people wouldn’t dream of waiting to buy something when a loan, credit card or some other form of borrowing was available to fund their purchase. Not surprisingly, the consumer credit industry has grown to become one of the largest and most profitable sectors of many economies around the world, each year generating many tens of billions of dollars/euros/pounds for the financial services industry.
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