Today, frugal is the name of the game. But you don’t have to take a vow of poverty: You just have to be smarter about how you spend, save, and invest. Sound hard? Not anymore. In The 1-2-3 Money Plan, top personal finance columnist Greg Karp offers 100% practical, 100% specific financial advice everyone can use...organized into simple three-step plans that tell you exactly what to do and how and where to do it! Discover how to save money by putting your bills on autopilot...which specific brand names to buy in everything from index funds to cellphones...how to improve your credit rating...how to get the right insurance, without wasting money on unnecessary coverage...easier ways to save for college and plan for retirement...and a whole lot more. Finally: simple, reliable financial advice you can act on, from an award-winning expert you can trust!
Don’t be paralyzed by perfection: Be good enough
Better a good decision now than a perfect decision someday
Just set it and forget it
Make the financial decisions you only need to make once and can then ignore for years
Stop wasting money on things you don’t care about
Plug wasteful spending leaks, so you can redirect cash to things you truly care about
Easy step-by-step techniques and specific recommendations
What to buy, in everything from mutual funds to cellphone service
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